Richard Young is Chief Underwriting Officer at Clearwater Underwriting, a London based, marine focused MGA established in 2024.

Prior to co-founding Clearwater Underwriting, Richard was Head of Hull & War at Beazley, a leading Lloyd’s syndicate.

In an insurance career spanning over 30 years Richard has also worked at AEGIS London, Atrium, ACE London and General Accident.

Richard has lived and worked in London, France, Canada, Bermuda, Singapore and Australia.